You're offline — everything still works

Salt & Palm — Tabs

Who owes what

Entries

Put this on your home screen — it opens with no signal.

Keep this to hand. Tap Share at the bottom of Safari, then Add to Home Screen.
This is saved on this phone, and nowhere else. Nobody else can see it, which also means it does not come back on its own if the phone is lost. Export a spreadsheet now and then and keep it somewhere safe.

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